There was a time when once you took out a advance you paid it back monthly and if you moved house you then took out a further advance probably with the same lender. A remortgage wasn’t that all the rage as lenders were not that keen on the occupational stillover recent years many lenders have [...]
Posts Tagged ‘mortgage’
New Credit Score Changes Take Effect
FICO credit scores are changing, which may be a benefit or a detriment if you plan to refinance your mortgage or buy a home. Some mortgage applicants could see their credit scores change by 20 points or more. Here are 5 new credit score factors:
1. Amount of Available Credit
The ratio of account balance to the [...]
Hard Money Loans Are Simple to Understand
Hard money loans are relatively easy to obtain. Most of the times, the lender does not even verify your income. Of course, the risk leads to higher interest rates. It is only normal that interest rates would be higher on a hard money loan. After all, you will get one nearly regardless of credit history.
It [...]
Save on credit card interest
Low interest is what everyone with a credit card, and any knowledge of how they work, wants! Your ability to save month to month, and overall, is bettered with each small amount your interest rate drops.
My name is James Cameron, and I am a consumer credit expert. This article is only a sample of my [...]